01Overview
About the company
We are a quick-growing pre-seed funded fintech startup currently operating in stealth mode. Our founding team brings experience across top-tier consulting, high-growth fintech, and large-scale financial services, and we are building with a long-term vision of creating a category-defining platform in India. We are backed by strong early believers and are working closely with leading ecosystem partners to build a scalable, compliant, and execution-first business.
Role Overview
We are looking for a Consultant / Advisor Two-Wheeler Financing to build and scale our two-wheeler lending business, owning the full lifecycle from OEM and dealer partnerships to product construct, commercial structuring, and dealership go-live.
Key Responsibilities
Design the two-wheeler financing product (ticket sizes, LTV, tenor, down payment, no-cost and low-cost EMI constructs) aligned to unit economics and counter conversion
Identify and onboard OEMs, large dealer groups, and DSA / aggregator channels across ICE and EV two-wheelers
Structure and negotiate commercial terms with partners (subvention and interest buy-down splits, dealer payouts, processing fees, risk-sharing arrangements, co-marketing commitments)
Build the dealership activation playbook: in-store journey, counter presence, sales officer training, disbursal and delivery order flow, PDD and hypothecation handling
Coordinate across partner teams (commercial, credit, legal, tech, ops) to move from term sheet to live dealerships
Define program governance: credit policy guardrails, approval norms, fraud and abuse controls, subvention reconciliation, and dealer payout and settlement discipline
Shape financing constructs suited to a checkout financing product, optimizing for finance penetration at the counter, approval-to-disbursal conversion, and dealer stickiness
Track finance penetration, counter share, TAT, and early portfolio quality; ensure timely execution of launch and scale-up milestones
Requirements
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