01Key Responsibilities
- Conduct end-to-end KYC/KYB reviews for individuals or business entities, including Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Ultimate Beneficial Owner (UBO) verification, and PEP/Sanctions screening.
- Collect, review and validate customer documentation, business registrations, ownership structures, financial records, and digital footprints to assess authenticity and risk.
- Perform KYC fraud investigations by identifying suspicious activities, high-risk customers, account takeovers, impersonation, first-party fraud, chargebacks, and other fraud typologies related to KYC/KYB checks
- Utilize internal and external databases, public records, and online sources to conduct background checks, risk assessments, and adverse media reviews.
- Identify and escalate suspicious activities, compliance concerns, or potential fraud exposure to Compliance, Risk, and Fraud teams.
- Communicate effectively with peers, managers, subject matter experts, and other internal stakeholders to address queries, provide guidance, escalate issues, and draft responses that meet regulatory standards.
- Maintain accurate investigation records, audit trails, and case documentation in accordance with AML, KYC, and fraud prevention policies.
- Collaborate with Compliance, Risk, Product, Customer Success, and QA teams to support risk mitigation, process improvements, and regulatory compliance initiatives.
- Stay updated on AML/KYC regulations, sanctions requirements, and industry best practices.
- Rigorously uphold data privacy and confidentiality standards in all aspects of sensitive customer information handling and record-keeping.
Required Skills & Experience
- Bachelors degree in finance, Business, Law, or a related field.
- 2+ years of experience in KYC/KYB, AML Compliance, Fraud Investigations, Financial Crime Operations, or FinTech/Banking environments.
- Strong knowledge of KYC/KYB processes, CDD, EDD, UBO verification, PEP screening, sanctions screening, and AML regulations.
- Excellent analytical, investigative, documentation, and risk assessment skills with strong attention to detail.
- Robust written and verbal communication skills with the ability to engage customers and cross-functional stakeholders.
- Ability to manage multiple priorities, meet SLAs, and perform effectively in a fast-paced environment.
- Proficiency in MS Office Suite and relevant compliance/risk management tools.
- Professional certifications such as CAMS, ICA, or ACAMS are preferred but not mandatory.
Educational Qualifications
- Bachelors Degree in related fields like accounting, economics, business management, statistics, etc. .
