01Overview
Job Requirements
Job Purpose
Industry Risk Analyst, with 4-10 years of relevant experience covering various industries/ sectors such as EPCs, Infrastructure (Roads, Ports and Airports/ Airlines), Metal & Metal Products, Automobiles & Ancillaries, Edible Oils, Energy (incl. Renewable Energy), Telecom, Textile, Pharmaceuticals, Financial Institutions (NBFCs, Capital Markets).
Key ResponsibilitiesPrimary ResponsibilitiesDevelop in-house expertise through incisive analysis of high-exposure industries and sectors in the banks portfolio.Conduct sector-agnostic assessments covering demand-supply dynamics, cost structures, competitiveness, and regulatory frameworks.Identify sectors under stress or recovery using early warning indicators, industry benchmarks, and peer reviews.Provide medium-term outlooks on key parameters for high-exposure sectors.Perform portfolio analysis to evaluate financial performance trends of companies within specific industries.Develop industry-specific financial and operational metrics to support credit evaluation.Present research findings and reports to senior management and other stakeholders.Publish reports covering sector trends, auto sales data, commodity prices, industry health, and more.Take ownership of regulatory submissions, including reports on stressed and correlated sectors.Optionally participate in credit risk assessments for Financial Institution clients.Secondary ResponsibilitiesStay updated with market intelligence through peer networking and industry publications.Recommend improvements to processes and policies to enhance operational efficiency and service quality.Collaborate with internal stakeholders to leverage synergies across the Wholesale Banking business.
What We Are Looking ForEducationGraduation: Bachelor's degree in a relevant field (e.g., Economics, Finance, Business, Statistics)Post-graduation: MBA, CAExperienceMinimum 4yrs relevant experience.Skills and AttributesExcellent research and analytical skills with the ability to interpret complex industry dataStrong understanding of macroeconomic and sectoral trendsExperience in preparing regulatory submissions and board-level presentationsEffective communication and presentation skillsAbility to work independently and collaboratively across teamsProficiency in data visualization and reporting toolsKey Success MetricsTimely publication and presentation of high-quality reports, including:Industry-related trackers (e.g., corporate performance, share pledges, auto sales)Policy and board presentations (e.g., stressed sectors, correlated sectors)RBI submissions and economic/industry surveys .
