Job RequirementsRole/Job Title: Area Credit Manager-Used CarsFunction/ Department: Retail UnderwritingRoles & Responsibilities Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes Supervise a team of credit underwriters and provide guidelines Conduct personal discussion with customers to establish credit worthiness Control and contain front-end delinquencies by calling up customer on first presentation Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits Coordinate with sales to achieve targets and ensure SLAs are met Ensuring credit policy adherence to the accepted standards Recommend process changes in order to improve service efficiency and quality across the assigned area Recommend improvements to processes and policies across the Retail Banking business.Educational QualificationGraduation: AnyPost Graduation: MBA, PGDMWork Experience5-10 years of experience .
