01Overview
Job Requirements
About the RoleThe Area Sales Manager Two-Wheeler Loan is responsible for driving sales volumes and building a high-quality loan portfolio for two-wheeler financing across branches at a pan-India level. This role focuses on expanding the reach of the two-wheeler loan product across various customer segments and channels, while ensuring compliance, portfolio quality, and cost-effective delivery. The role also involves leveraging technology to enhance customer experience and contribute to the banks growth objectives.
Key ResponsibilitiesPrimary ResponsibilitiesAcquire new customers for two-wheeler loans in the identified segments.Consistently meet and exceed monthly targets for new customer acquisition by analyzing customer needs.Provide regular feedback to Relationship Managers on customer opportunities and requirements.Ensure adherence to sales norms and Standard Operating Procedures (SOPs) defined by the organization.Maintain strict compliance with internal policies and external regulatory guidelines.Ensure quality sourcing aligned with the banks credit and operational policies.Secondary ResponsibilitiesFoster a team environment focused on digital enablement to holistically meet customer needs.Drive initiatives that support the banks rapid growth targets and strategic objectives.To improve the sourcing from strategic alliances and direct channels.
What We Are Looking ForEducationGraduate degree in any discipline (Full-Time).Post Graduation in any discipline preferred.ExperienceMinimum 5 years of experience in retail banking or loan sales, preferably in two-wheeler or vehicle financing.Skills and AttributesStrong understanding of retail lending products and customer acquisition strategies.Excellent verbal and written communication skills in English are essential.Ability to analyze market trends and customer behavior.Execution-focused with a commitment to portfolio quality and compliance.Tech-savvy with a mindset for digital transformation and customer-centric innovation. .
