01Requirements
1. Grow Merchant Lending penetration and overall credit distribution in the assigned geography.
2.Drive visibility & deployment of lending productsMerchant Loans, BNPL, QR-linked credit, overdraft lines, etc.
3.Lead cross-sell of financial products like Gold SIP, Insurance, and other merchant financial tools to enhance merchant stickiness and revenue-per-merchant.
4.Identify, recruit, and manage a strong field sales team to accelerate lending acquisition and cross-sell outputs. 5.Define market size, span, funnel metrics, and territories for Team Leads to maximise efficiency.
6.Ensure seamless communication of plans/targets, minimising expectation vs delivery gaps.
7.Monitor and improve portfolio quality metricsrepayment behaviour, fraud checks, documentation hygiene, and onboarding quality.
8.Conduct audits and validations on loan files, sales processes, and cross-sell adherence.
9.Lead and mentor a large on-ground structure of 510 Team Leads & 100+ indirect employees, ensuring high productivity and compliance. .
