01Responsibilities
Key highlights of the role are listed below (purely indicative and not limiting):
This position would include the mentioned set of responsibilities but not limited to:
- Own the co-brand card proposition (features, rewards, pricing) and serve as the primary point of contact for the partner on business matters and joint planning.
- Negotiate and manage partnership commercial terms (revenue share, cost sharing) with Finance and Legal.
- Own the program P&L; track actuals (acquisition, spends, receivables) against plan and drive corrective action on variances.
- Monitor portfolio health (SPC, ENR, Dormancy & Inactivity)
- Ensure the program meets regulatory/compliance requirements and track audit or risk remediation items to closure.
- Prepare and present periodic performance and risk reviews to senior management.
- Work closely with Technology, Operations, and Customer Service to ensure smooth program delivery.
Applicants should possess the following attributes:
- Cards Ecosystem including LOS, CMS and other related product nuances
- Understanding of card/lending P&L; drivers (interchange, interest income, fees, cost of funds, credit costs) and portfolio metrics
- Familiarity with credit risk and underwriting concepts is an advantage.
- Awareness of regulatory and compliance requirements applicable to card issuance and thirdparty/outsourcing arrangements is an advantage. .
