Associate Relationship Manager-pl (Patna)

Job Requirements Job Requirements Role Job Title Associate Relationship Manager-Personal Loan Function Department Rural Banking Job Purpose To Start Personal Loan in Rural Market and service and source the product Primary Responsibilities Identifying Business owners entrepreneurs in the defined catchment and identifying assessing their business loan needs Map out prospects in the town to scope business potential Disburse Personal loans based on needs assessment Conduct end-use checks as specified post disbursal of loans Achieve monthly and annual loan booking targets Cross-sell products and services to both recent and as well as existing customers as per their lifestyle risk profiling and requirements Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer Secondary Responsibilities Maintain high collections efficiency through discipline and drive Preparation of accurate documentation of loans Coordinate with operations officer to ensure timely data entry Nudge behavioural changes in customers to move towards online banking Ensure compliance as per the bank requirements Education Qualification Graduation Bachelor s in Engineering Technology Math s Commerce Arts Science Biology Business Computers Management Experience 0 to 2 years of relevant branch banking experience .