01Overview
Job Description
A
Job Specification
1
Company Name
:
Muthoot Fincorp Limited
2
Position / Designation
:
Branch Business Manager Secured & Unsecured Lending Business
3
Grade
:
D1
4
Employment Type
:
All Employment Type
5
Reporting to
Designation & Grade
:
State Business Manager Secured & Unsecured Lending Business
6
No. of Reportees,
Designation & Grade
:
5 RMs / BSMs; 1 Collections Officer
7
Main Tasks & Areas of Responsibility
:
Lead & Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget
Own & resolve the early mortality, delinquencies and NPAs from current sourcing and existing portfolio.
To find current micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna)
To liaison with Credit, Subject Matter Experts at different levels to transparent customers loan proposals for faster decisioning
To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life.
To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes.
To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.
To Watch closely the Competition activities and report the same to the Zonal and National teams.
To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep.
To Attract & Retain High Performers in the Team.
To Retain existing live loan customers.
To effectively liaison with law authorities for resolving conflicts if any.
8
Skills and Exposure
:
A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.
Proven ability to Recruit and Retain high performing RO/RM/BSMs.
Atleast 5 years experience in leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team mem .
