Branch Credit Manager

Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loanTraining- Provide training to CPA'sDelinquency Management for the locationVendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agenciesPDD Management controlling and tracking PDDs through proper MIS for the locationQuality Management in terms of Audit, Compliance and Hind sighting Roles & Responsibilities Specific Responsibilities : Credit Appraisal Underwriting/recommending of proposals for non collateral/collateral backed education loan.Process Understanding process and policies and implementing the same to ensure smooth transactions.Training- Provide training to CPA's so that they work in synergy with the companies policies and normsDelinquency Management for the locationVendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.Quality Management in terms of Audit, Compliance and HindsightingPDD Management controlling and tracking PDDs through properMIS for the locationTechnical Competencies / Skills : Basic knowledge of loan underwritingKnowledge of Mortgage Lending Business- awareness on risk involved wrt to title of propertyShould be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.Good communication and report writing skillsBasic knowledge of Banking Good Knowledge of computer applications Skills: Compliance, Banking, Audit, Computer Applications Experience: 2.00-4.00 Years .