Branch Credit Manager - Secured and Unsecured Lending

Branch Credit Manager AJMER Job Description A Job Specification 1 Company Name : Muthoot Fincorp Limited 2 Position / Designation : Branch Credit Manager Secured & Unsecured Lending Business 3 Grade : 4 Employment Type : All Employment Type 5 Reporting to Designation & Grade : State Credit Manager Secured & Unsecured Lending Business 6 No. of Reportees, Designation & Grade : Credit Operations 7 Main Tasks & Areas of Responsibility : End to End Managing of Credit Shop at the Branches assigned Proactively respond to the business requirements & challenges and support Branch Business Team to acquire Quality Portfolio To ensure FIRST TIME RIGHT of Logins at the branches, and Disbursement dockets submitted to Central Operations. Monitor Technical & Legal functions pertaining to the branch with regard to timely receipt of Legal & Technical reports from vendors maintaining quality of the reports as well. Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio. To understand the competition policies regarding Micro LAP and Affordable Housing, suggest improvements in our current policies & products. To liaison with Business, Subject Matter Experts at different levels to clear customers loan proposals for faster decisioning. To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer. To Retain existing live loan customers. To effectively liaison with law authorities for resolving conflicts if any. To Build a Quality and Profitable Loan Portfolio. 8 Skills and Exposure : A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork. Proven ability to Work under Pressure with regard to TAT Adherence to laid down credit policies and suggest improvements if any. Atleast 5 years experience in underwriting role, with atleast 3 years Mortgages & Affordable Housing experience with exposure to Loan Origination software like Finnone, risk tools like Perfios, Hunter, Karza. Strong understanding of appraising proposals from Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure. Excellent interpersonal and verbal communication skills Ability to Work & Deliver business targets under pressure Working knowledge of Collections/ Recoveries. Be Accountable for Portfolio Quality of the Location. 9 Special Requirements (If any) : Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable. 10 Job Location / State : Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, 11 Compensation Band : As per policy 12 Entitlements : As per policy 13 Stake Holders : Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams B 15 Educational Qualification / Technical Certification : Any UG/PG or MBA 16 Skill Sets : Experience in Home Loans / Mortgages, with team handling skill sets. 17 Communication Skills : Good oral, written and presentation skills 18 Experience : 5+ years of overall experience 19 Behavioral Competencies : Uncompromising ethical standards and discipline expected 20 Other Requirements (If any) : -It is a Full Time Accountant job for candidates with 5 - 6+ years Experience.More about this Branch Credit Manager - Secured and Unsecured Lending jobPlease go through the FAQs to get all answers related to the given Branch Credit Manager - Secured and Unsecured Lending jobWhat are the eligibility criteria for this Branch Credit Manager - Secured and Unsecured Lending job Ans : Candidates should have All Education levels with 5-7 years of experience for this Branch Credit Manager - Secured and Unsecured Lending job offered by Muthoot Fincorp Limited in Kishangarh, Ajmer. What salary is offered for this Branch Credit Manager - Secured and Unsecured Lending job Ans : Salary details will be shared during the hiring process. What shift and timings does this job follow Ans : This Branch Credit Manager - Secured and Unsecured Lending job follows a Day shift. Do you need to visit the office for this job Ans : Yes, candidates need to visit the office and work from the location in Kishangarh, Ajmer. How many openings are available for this position Ans : There is 1 opening available for this position. Is this job open for all genders Ans : Yes, this Branch Credit Manager - Secured and Unsecured Lending job is open for both male and female candidates. Where is this job located Ans : This Branch Credit Manager - Secured and Unsecured Lending job is located in Kishangarh, Ajmer. Why should you apply for this Branch Credit Manager - Secured and Unsecured Lending job Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening available. Branch Credit Manager AJMER Job Description A Jo