Key Responsibilities
- Lead the credit evaluation process for personal loan applications
- Manage and mentor a team of credit managers and analysts
- Develop and enforce credit policies
- Monitor and manage the credit portfolio
- Work closely with business development, operations, and product teams
- Ensure team productivity by setting a minimum of 10 files per Credit Manager per day
- Ensure audit readiness and provide regular reports on credit performance
- Manage TAT specified as per business requirements
Qualifications Required
- Strong experience in credit underwriting and risk assessment
- Leadership skills to manage and mentor a team
- Knowledge of KYC compliance and credit portfolio management
- Ability to collaborate with stakeholders from various teams
- Proficiency in audit and reporting procedures
- Excellent time management skills to meet specified TAT requirements
Please note that there are no additional details about the company in the job description provided.