CLUSTER CREDIT MANAGER

- Lead the credit evaluation process for personal loan applications - Ensure compliance with company policies and regulatory standards - Manage and mentor a team of credit managers and analysts - Foster a culture of continuous improvement and high performance within the team - Develop and enforce credit policies in alignment with industry best practices and regulatory requirements - Monitor and manage the credit portfolio, analyzing trends and implementing strategies to mitigate risks and reduce delinquencies - Work closely with business development, operations, and product teams to align credit strategies with business objectives - Maintain team productivity by setting a goal of processing a minimum of 10 files per day per Credit Manager - Ensure audit readiness and provide regular reports on credit performance and portfolio health - Manage TAT (Turnaround Time) specified as per the business requirement, with a specific focus on meeting E2E TAT within 4 days

- Strong background in credit underwriting and risk assessment - Experience in team leadership and management - Knowledge of KYC compliance and credit policies - Ability to analyze credit portfolios and implement risk mitigation strategies - Excellent communication and collaboration skills - Detail-oriented with strong problem-solving abilities Additional Company Details: (Omit if not present in the Job Description)