Commercial Loan Processor

Perfect heres the ION Mortgage & Lendingbranded version, written to sound credible, clean, and high-level (not spammy, not corporate, not desperate). You can post this publicly or use it for direct outreach. Contract Loan Processor (Per-File)ION Mortgage & Lending Location: Remote (U.S. based) Engagement Type: 1099 / Contract Compensation: Per-file (tiered by loan type & complexity) About ION Mortgage & Lending ION Mortgage & Lending is a national, broker-driven mortgage platform focused on QM, Non-QM, DSCR, and investor-focused lending. We work with a diverse lender network and pride ourselves on clean files, clear communication, and efficient closings. As volume continues to scale, were looking to partner with experienced per-file loan processors who value flexibility, professionalism, and well-run operations. About the Role This is a per-file, contract position supporting QM and Non-QM residential loans, with occasional investor and light commercial transactions. Youll manage files from intake through clear-to-close, working closely with our loan officers, borrowers, and lender partners. Commercial experience is preferred, not required strong QM/Non-QM fundamentals are most important. Responsibilities Process QM and Non-QM loans from file intake to clear-to-close Review and organize borrower documentation for accuracy and compliance Analyze income for: Self-employed borrowers Bank statement programs Rental income and DSCR loans Manage conditions and maintain proactive communication with all parties Coordinate with title, escrow, appraisal, and insurance providers Maintain clean, organized loan files within the LOS Assist with investor or light commercial files as needed, including: LLC/entity documentation Rent rolls and operating statements (T-12s) Basic property-level financial review (guidance provided) Requirements Required 3+ years of experience as a Loan Processor Strong working knowledge of QM and Non-QM loan products Experience processing: Self-employed borrowers LLC/entity borrowers Non-traditional income scenarios Ability to manage files independently and meet deadlines Strong communication, organization, and follow-through Preferred Experience with DSCR, investor, or light commercial loans Broker-side processing experience Familiarity with multiple lenders and varying guidelines Compensation Per-file compensation, tiered by loan type and complexity Consistent volume available for reliable processors Opportunity for long-term contract work as ION continues to scale Why Work With ION Broker-focused, not retail bureaucracy Clear expectations and clean submissions No micromanagement Flexible workload take files based on your capacity Long-term partnership potential Job Type: Contract Compensation: From $85,000.00 per year Work Location: Remote Apply To this Job Company : Ion Mortgage and Lending LLC Salary : 85K a year .