01Overview
Company DescriptionExpert Lending Pathways is a rapidly growing outsourcing company with a strong presence across India and Australia serving the Mortgage Finance industry.Are you an experienced Credit Analyst ready to take the next step in your career Join ELP as a Mortgage Broking Credit Analyst and play a key role in helping our clients achieve their home ownership dreams.This is a unique opportunity to join a dynamic team where your expertise will directly support our brokers by conducting in-depth credit assessments and providing expert insights into mortgage applications.Role Description- Conduct thorough credit and risk assessments on mortgage applications, ensuring compliance with internal policies and industry regulations- Liaise with brokers, clients, and lenders to gather required documentation and clarify application details- Analyse client financial data to calculate borrowing capacity in line with lender guidelines- Prepare detailed credit submissions and recommendations for loan approvals- Ensure compliance with all relevant banking, finance legislation, and regulatory frameworks- Stay current with changes in mortgage lending policies and industry regulations- Provide expert guidance to brokers on complex or self-employed applications- Identify opportunities to enhance and streamline credit analysis processes- Manage deadlines and prioritise tasks in a fast-paced environmentQualifications- Minimum 2 years of experience as a Credit Analyst in theAustralianmortgage sector(we will not consider applications that dont match this criteria)- Strong understanding of credit assessment methodologies, credit reports, and mortgage lending policies- Proven ability to interpret financial statements and assess self-employed borrower scenarios- Proficient with credit and mortgage assessment tools/software- Excellent analytical and problem-solving skills with a keen eye for detail- Strong verbal and written communication skills, with confidence in presenting to stakeholders- Self-motivated with the initiative to work independently and make informed recommendationsBenefits- Competitive salary package- Flexible working arrangements- Access to industry-leading technology and tools- Ongoing training, learning, and professional development opportunities- Supportive team environment with a strong focus on work-life balance- Be part of a fast-growing company making a real impact in the mortgage space .
