Credit Analyst

- Conduct detailed financial statement and cash-flow analysis for corporate borrowers - Identify liquidity gaps and produce actionable repayment plans to reduce portfolio delinquency - Perform quantitative credit risk modeling and qualitative assessments - Produce credit scores and probability of default estimates to inform approval decisions - Prepare comprehensive credit memos and present recommendations to credit committees - Secure approvals for loan structures and pricing consistent with risk appetite and regulatory guidelines - Monitor existing credit facilities via monthly covenant testing, stress scenarios, and early-warning indicators - Trigger remedial actions and covenant waivers as required

- Minimum 5 years of work experience in Credit analysis in Large corporate/Infrastructure - Strong analytical skills and attention to detail - Knowledge of credit risk assessment and financial statement analysis - Excellent communication and presentation skills - Ability to work effectively in a team and independently - Proficiency in financial modeling and MS Excel If you find this role exciting and challenging, kindly email your resume to the provided email address.