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Job Details at a Glance Location Kolkata, West Bengal, India Company Standard Chartered Experience Fresher Qualification Bachelor's Degree Eligible Batch 2024, 2025, 2026 Job Type Full Time Salary 610 LPA* Industry Banking & Finance Key Skills Problem Solving Communication Skills Basic Computer Knowledge SQL Python Credit Analyst SME BWC at Standard Chartered Full Details & How to Apply Standard Chartered is seeking a Credit Analyst SME BWC in Kolkata, West Bengal, India , offering freshers a competitive salary of 610 LPA* and a chance to kickstart their banking career. This role is ideal for those looking to enter the thriving banking sector, especially in the SME lending space. The demand for credit analysts is rising in India due to increased lending activities in the SME sector, making this role crucial for financial institutions. As a Credit Analyst , your analyses will directly influence lending decisions, impacting the financial health of SMEs and contributing to economic growth. This is a pivotal moment for the banking and finance industry, and your contributions will be significant. Standard Chartered , founded in 1969 , has over 86,000 employees globally and operates in more than 60 markets , making it a significant player in the banking sector. The company fosters a culture of innovation and inclusivity, providing a supportive environment for fresh talent to thrive. This commitment to employee development makes Standard Chartered an attractive employer for aspiring credit analysts. This role is perfect for 2024, 2025, 2026 graduates with a Bachelor's Degree in Finance or related fields. As a fresher, you will gain invaluable experience while earning a competitive salary of 610 LPA* . This is an excellent opportunity to build a solid foundation in credit analysis and risk management. In this position, you will work with essential skills such as Problem Solving , Communication Skills , and Basic Computer Knowledge , while also gaining exposure to SQL and Python . These tools are increasingly vital in financial analysis, setting you apart from competitors and opening doors to advanced roles in the banking sector. Role Difficulty: Medium | Competition Level: Medium | Fresher Friendly: Yes NexisGrow.com features this opportunity as part of its curated non-tech job listings. All details are sourced from the official job posting. Apply online before the opportunity closes. Job Role & Responsibilities The core mission of the Credit Analyst SME BWC at Standard Chartered is to evaluate creditworthiness of SMEs through data-driven analysis, ensuring informed lending decisions that align with regulatory standards. Analyze credit data and financial statements using SQL to assess lending risks associated with SMEs. Utilize Python to automate data analysis processes, enhancing efficiency and accuracy in credit assessments. Collaborate with Risk Management and Compliance teams to ensure adherence to regulatory requirements in all credit evaluations. Monitor and report on credit performance metrics, providing insights to senior management for strategic decision-making. Take ownership of credit assessment projects, ensuring timely delivery and high-quality analysis. Document findings and prepare reports for internal stakeholders, enhancing communication and transparency in credit processes. Engage with clients to understand their financial needs and provide tailored credit solutions that meet their requirements. This role fosters an ownership culture where your contributions directly impact lending decisions and the overall success of Standard Chartered . Required Skills & Technical Competencies The skill profile for this role emphasizes a blend of technical and soft skills essential for effective credit analysis and communication. Technical Skills Problem Solving entry essential for analyzing complex financial data and making informed lending decisions. Communication Skills entry necessary for effectively presenting findings to stakeholders and clients. Basic Computer Knowledge entry required for navigating financial software and databases used in credit analysis. SQL entry used daily for querying databases and extracting relevant financial data for analysis. Python entry applied for automating data analysis tasks, enhancing productivity in the role. Soft Skills & Professional Competencies Demonstrate strong analytical thinking to interpret complex financial data effectively. Exhibit excellent verbal and written communication skills for clear stakeholder engagement. Show adaptability in a learning environment, especially when utilizing new tools and technologies. Display attention to detail in documentation and reporting processes to ensure accuracy. Good to Have (Bonus Skills) Knowledge of financial modeling enables deeper analysis of creditworthiness and risk assessment. Familiarity with data visualization tools helps in presenting data
