Credit Analyst - SME BWC

#body.unify div.unify-button-container .unify-apply-now: focus, #body.unify div.unify-button-container .unify-apply-#body.unify div.unify-button-container .unify-apply-now: focus, #body.unify div.unify-button-container .unify-apply- Requisition Number: 59022 Job Location: Mumbai, IND Global Grade: Band 7 Work Type: Office Working Employment Type: Permanent Posting Start Date: 27/07/2026 Posting End Date: 10/08/2026 : Job Summary Job Purpose: This role is within Business Banking for Credit analyst is for Analyse financials, banking and other credit related activities Assessment of documentation provided for sanctioning of facilities Monitoring of post sanction condition compliance in time bound manner. Coordinating with various stakeholders for sanctioning of facilities including internal and external stakeholders. Day-to-day monitoring of MIS and control of the relationships i.e. accesses, deferrals, past dues 100% commitment to code of conduct Timely completion of assigned mandatory e-learnings Portfolio management support for coordinating with CRC/SME ops Astar compliance as per guidlines 100% commitment to code of conduct Timely completion of mandatory e-learnings Key Responsibilities Strategy Responsible for the portfolio quality and risk including zero tolerance/ KYC. Meeting client time to time and check customer performance, discuss debtors stretch and probability of enhancement and other required products. Ensure to have OPAC (Operating Account) criteria satisfied, for example, Quarterly Churning in accounts, Tracking HV transactions and informing client time to time if churning not routing through us. In case of multiple banking proportionate churning to be checked. Client servicing through the Banks Out serve mode with the aim of Customer delight Business Support Relationship Managers in handling a group of relationships to meet revenue and profit targets for these relationship Handle deals, together with the RM, from concept to completion with particular emphasis on transaction structuring and documentation Support RM for NTB clients to onboard where there is a scope of Trade and Bundles FX To maintain close rapport with clients and provide quality service Prepare high Quality Business Credit Applications with minimum subsequent rework and time. Processes Support RM Daily Annotation of the transaction as per the DOI, Respond on Transaction Monitoring, SAR, RFI, CDD actionable timely closure within TAT. No pendency. Review and closure of ASTAR items, covenants, deferrals, Pending Documents within TAT People & Talent Ensure no overdue and all covenants like Stock and Book Debt Statement/Stock Audit/NPA reporting / Exchange of Information in case Multiple Banking complied with Risk Management Reporting of deteriorating credit risks in his/her portfolio and ensuring that necessary steps Prompt recognition are taken to minimize loss to the Bank Renewals of the accounts to be done in timely or any extension required then prior to BCA expired approvals to be taken , Fx Past due and MTM/Grading and actionable as per GPN and comply as per the country regulatory. Governance 100% commitment to code of conduct Timely completion of mandatory e-learnings Regulatory & Business Conduct Display exemplary conduct and live by the Groups Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Key stakeholders BB RMS Agri & BWC Central Team Agri & BWC CI Team External vendors CRC/Ops Policy ECDD Other Responsibilities Embed Here for good and groups brand and values in India Business banking team Perform other responsibilities assigned under group, country, Business or functional policies and procedures. Multiple functions (double hats) Skills and Experience Computer proficiency Credit Analysis Stakeholder Management Knowledge of SME Lending Products Qualifications Graduate plus About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and .