01Overview
Corporate Banking Risk
Credit Analyst for Wholesale Banking Credit Team
Large Corporate Credit Risk team - Clients' Turnover 1500+ Crores
Role involves
Carry out due diligence for corporate customers
In-depth financial analysis, business model review, management risk analysis
Working on cashflow based excel models
Analyzing cashflows and WC/debt servicing analysis
Review of annual reports, borrower/promoter background
Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet.
Interaction with various stakeholders (internal and external) for review of such customers
Carry out internal rating of customers and assign/review rating
Monitoring of performance of customers on an ongoing basis
Review Early warning triggers
Carry out site visit to review work progress
Prepare recommendation notes and recommend proposals to top management
Maintain/monitor Credit Hygiene .
