Credit Card Product Manager Lead

- Define and own the product roadmap aligned with business objectives and customer needs. - Lead new product launches, feature enhancements, and proposition upgrades. - Develop business cases, requirement documents, and go-to-market strategies. - Drive digitization and innovation across customer journeys to enhance customer experience and adoption. Team Leadership: - Lead, mentor, and grow a team of product managers across card portfolios and segments. - Drive performance, accountability, and execution excellence within the team. Stakeholder Management: - Collaborate closely with marketing, proposition, distribution, credit risk, operations, compliance, and technology teams to deliver superior value propositions and seamless customer experiences. - Act as the single point of ownership across the product lifecycle. Data, P&L & Insights: - Use customer insights, analytics, and competitive intelligence to drive product prioritization and feature development. - Own product P&L, optimize cost-to-serve, and drive revenue growth and profitability. - Track and report on key performance metrics including acquisition, activation, spend, engagement, and portfolio health. Regulatory & Governance: - Ensure all product initiatives comply with regulatory guidelines and internal policies. Required Skills & Experience: - MBA from a Tier 1 institute. - 7+ years of experience in product management within credit cards, consumer banking, affluent banking, or lifestyle propositions. - Proven track record of launching and scaling card products and digital journeys. - Strong financial acumen with hands-on experience in P&L ownership and business case development. - Excellent communication, stakeholder management, and problem-solving skills. - Strategic thinker with a strong execution orientation and customer-first mindset.