01Overview
Urgent Opportunity to work with a leading NBFC client for Credit Manager role- Hyderabad for Vehicle Loan division.Eligibility:-Minimum GraduateMinimum 3 yrs of experience- Underwriting of Vehicle LoansLocation:- HyderabadBudget:- up to 22LPA.Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job)Credit AssessmentAppraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval.Thorough checking of the application file as per the laid down policy/process guidelinesAssess the income, ability, intention and credit behavior of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligenceUnderstanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue streamEvaluate all the credit risk parameters and implement measures to mitigate the samePrepare the credit approval memo and manage the overall TAT and approval rate.Credit MonitoringEnsure strict adherence to the laid down policy and processEnsure portfolio qualityPeriodic monitoring of Exception approvals/Reject analysis and inference.Ensure Credit Quality and maintain the Credit Cost under controlInterested candidates please apply with resumes on [HIDDEN TEXT] .
