01Overview
Role Details
Responsible for end-to-end credit appraisal, underwriting, and portfolio risk management for Business Banking clients. The role involves evaluating larger and more complex credit proposals, ensuring adherence to risk frameworks, and supporting business growth while maintaining asset quality.
Job Responsibilities
- Perform end-to-end credit appraisal and underwriting for Business Banking clients
- Evaluate complex proposals and assess financial, industry, and borrower risks
- Recommend optimal credit structures, limits, and covenants within policy norms
- Exercise credit decisioning / approval within delegated authority levels
- Partner with business teams to balance growth objectives and risk appetite
- Monitor portfolio quality and track early warning signals proactively
- Ensure compliance with internal credit policies and regulatory requirements
- Drive efficiency in credit turnaround time (TAT) and underwriting processes.
Candidate Specifications
- 7-10 years experience in Business Banking / SME / Mid-market credit
- Hands-on exposure to credit underwriting and portfolio management
Desired Behavioral / Functional Traits
- Solid analytical and credit appraisal skills
- Sound understanding of financial statements and credit risk frameworks
- Ability to take balanced risk vs. business decisions
- Strong stakeholder management and influencing skills
- High ownership and decision-making capability
- Proficiency in MS Office tools (Excel-heavy role)
Candidates with relevant experience can share resume at / .
