- Evaluate and analyze credit data and financial statements to determine the creditworthiness of loan applicants
- Develop and implement credit policies and procedures in line with regulatory requirements
- Manage a team of credit analysts and underwriters to ensure efficient processing of loan applications
- Collaborate with sales and marketing teams to drive business growth and achieve loan targets
- Conduct regular portfolio reviews and risk assessments to maintain a healthy loan portfolio
- Stay updated with industry trends and market conditions to make informed credit decisions
Skills:
- Bachelor's degree in finance, accounting, or related field
- Proven experience in credit assessment and underwriting for loan against property
- Strong knowledge of property valuation and legal aspects related to property loans
- Excellent analytical and decision-making skills
- Ability to lead and manage a team effectively
- Good understanding of regulatory guidelines and compliance requirements in the banking industry .
