Credit Manager (Saket)

At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds. About The Role: We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the companys risk appetite and business goals.

- Review and analyze loan applications, financial documents, and credit reports - Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity - Make explicit, data-driven underwriting decisions within defined turnaround times Ensure compliance with internal policies, regulatory norms, and credit risk standards - Collaborate with sales, collections, and operations teams to ensure seamless customer journeys - Continuously refine underwriting criteria based on performance and market trends - Document decisions and maintain accurate underwriting records Qualifications: - Bachelors degree in Finance, Economics, Business, or related field - 13 years of experience in credit underwriting, preferably in NBFCs or fintech companies - Proficiency in MS Excel and credit scoring tools - High attention to detail and strong analytical skills - Ability to work independently and make sound judgements - Experience in underwriting unsecured loans or digital lending platforms (Preferred) Job Type: Full-time Benefits: - Flexible schedule Application Question(s): - Current CTC - Expected CTC - Are you comfortable with theSaket location Work Location: In person