01Overview
Job DescriptionCredit who will verify whether all the loan applications are assessed as per the credit policy and whether deviations if any, are appropriately mitigated and documented.The candidate will be interacting with the customers, assessing them based on personal discussions & interviews, ensuring that all files are turned around within an acceptable timeline, and building a solid relationship with them. He will also be coordinating with the sales team and operations team for collecting accurate data.Ensuring proper security creation process for all secured loansEnsuring that all KYC guidelines issued by RBI from time to time have been adhered toInteracting with customers, assessing the applications, and ensuring that credit parameters have been adhered toRelationship Management: Coordinating with the sales and relationship managers for ensuring proper documentation and rectifying any audit queriesAnalytical skills and ability to process data on computer spreadsheetsComfortable in assessing clients without access to audited financialsDeep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etcWillingness and ability to travel within the city. .
