Credit Operations Analyst

Join us as a Credit Documentation & Treasury Operations Analyst where you will support the business in achieving its targets while ensuring adherence to regulatory requirements, internal policies, and operational controls. You will be responsible for delivering high-quality credit administration, KYC management, treasury operations, and commercial paper processing within defined turnaround times while safeguarding the Bank's interests through effective risk management and compliance. Essential Skills / Basic Qualifications: Graduate/Postgraduate in any discipline.Basic understanding of Group Policy Guidelines, Credit Risk, Country Grades, and Exposure Guidelines.Knowledge of credit documentation, lending operations, and security perfection processes.Understanding of KYC, AML, and regulatory requirements applicable to banking operations.Familiarity with treasury operations, cash flow management, and Commercial Paper (CP) processes.Strong analytical and problem-solving skills.Good documentation review and preparation skills.Proficiency in Microsoft Office applications, particularly Excel, for reporting and MIS preparation.Ability to manage multiple priorities while maintaining high levels of accuracy and attention to detail.Strong stakeholder management and communication skills. Desirable Skills / Preferred Qualifications: Experience in credit administration, treasury operations, or corporate banking operations.Knowledge of NBFC regulations and commercial lending processes.Understanding of collateral management and drawing power calculations.Experience working with internal and external audit teams.Familiarity with banking systems used for client onboarding, KYC, and treasury operations. You may be assessed on the key critical skills relevant for success in the role, such as: Credit Documentation & AdministrationKYC & AML ComplianceTreasury OperationsCommercial Paper (CP) ManagementCredit Risk & Regulatory ComplianceSecurity Perfection & Collateral ManagementStakeholder ManagementAnalytical Thinking & Problem SolvingOperational Risk & ControlsProcess ImprovementAttention to DetailCommunication & Collaboration Job location is New Delhi. Purpose of the role To support business areas with day-to-day processing, reviewing, reporting, trading and issue resolution. Accountabilities Support various business areas with day-to-day initiatives including processing, reviewing, reporting, trading, and issue resolution.Collaboration with teams across the bank to align and integrate operational processes.Identification of areas for improvement and providing recommendations in operational processes.Development and implementation of operational procedures and controls to mitigate risks and maintain operational efficiency.Development of reports and presentations on operational performance and communicate findings to internal senior stakeholders.Identification of industry trends and developments to implement best practice in banking operations.Participation in projects and initiatives to improve operational efficiency and effectiveness. Analyst Expectations To meet the needs of stakeholders/ customers through specialist advice and supportPerform prescribed activities in a timely manner and to a high standard which will impact both the role itself and surrounding roles.Likely to have responsibility for specific processes within a teamThey may lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. They supervise a team, allocate work requirements and coordinate team resources.If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L Listen and be authentic, E Energise and inspire, A Align across the enterprise, D Develop others.OR for an individual contributor, they manage own workload, take responsibility for the implementation of systems and processes within own work area and participate on projects broader than direct team.Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams.Check work of colleagues within team to meet internal and stakeholder requirements.Provide specialist advice and support pertaining to own work area.Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams.Continually develop awareness of the underlying principles and concepts on which the work within the area of .