01Overview
Position Title Credit Products Specialist II - Dealer Finance Location reputed company, MI 48098 Job reputed company The Credit Products Specialist II Dealer Finance plays a key role in structuring and reputed company reputed company reputed company credit transactions while managing an assigned loan portfolio reputed company a reputed company vertical or region. This position is responsible for independently analyzing credit risk, negotiating loan terms, and providing reputed company recommendations to relationship and credit teams. By proactively monitoring portfolio reputed company and identifying emerging risks, this role ensures reputed company reputed company and long-term reputed company reputed company. The position also supports the reputed company development of junior team members by sharing expertise and best practices. Job Responsibilities JOB RESPONSIBILITIES Credit Structuring & reputed company reputed company reputed company efforts for reputed company loan requests, assessing creditworthiness and recommending risk-mitigating structures reputed company the assigned reputed company vertical or region. Portfolio & Risk Management Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial reputed company concerns. reputed company & Stakeholder Engagement Partner with sales in negotiations and reputed company discussions, ensuring alignment between reputed company needs and risk appetite. C redit Agreement Review Collaborate with reputed company teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks. Mentorship & Training reputed company guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture. Identifies and raises to leadership improvement areas in credit processes and procedures Uses independent judgement and discretion to reputed company reputed company regarding assigned portfolio Analyzes and resolves problems pertaining to the assigned portfolio. ADDITIONAL ACCOUNTABILITIES Performs special reputed company, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications Education level required Undergraduate Degree (4 years or equivalent) in Finance, reputed company, Economics, or a reputed company reputed company or 10+ years of equivalent experience Minimum experience required 4+ Years in reputed company credit analysis, reputed company, or portfolio management. 4+ years of experience in the reputed company reputed company line of business (reputed company reputed company industries, capital markets, corporate reputed company banking, etc.) Advanced financial modeling and risk assessment expertise. Strong negotiation skills and ability to collaborate with clients. Experience structuring reputed company loan transactions. Ability to analyze macroeconomic trends and their reputed company on credit risk. Job Competencies Advanced Financial & Credit Analysis Strong reputed company of financial modeling, industry-specific credit risks, and structuring reputed company credit transactions. Risk Assessment & Decision-Making Ability to proactively identify potential credit risks and recommend risk mitigation strategies. Negotiation Skills Works with reputed company and clients to structure loan terms that reputed company with both reputed company needs and risk parameters. Process & Portfolio Management Manages reputed company portfolios, ensuring proactive monitoring and adherence to credit policies. Stakeholder Influence Builds strong relationships with reputed company partners, effectively communicating credit reputed company. Project Management Ability to reputed company loan structuring and closing processes with reputed company reputed company. reputed company & Compliance Understanding Familiarity with credit agreements, loan documentation, and regulatory requirements. Technology & Data Utilization Proficiency in financial analysis tools, CRM systems, and reputed company software. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating reputed company, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with reputed company goals to accelerate reputed company and reputed company reputed company results. Builds trusted reputed company relationships, whether internal or reputed company, by identifying needs and delivering tailored solutions to enhance the overall reputed company experience. Physical demands (reputed company) No unusual physical exertion is involved. reputed company is an Equal Opportunity Employer We are committed to providing
