01Overview
What role you will play in team: You will contribute to accurate risk assessment of retail loan applications, safeguarding the company's lending portfolio.What you will do: Analyze retail credit applications, identify potential risks, and develop strategies for mitigation.Key responsibility:Assess the creditworthiness of retail loan applicants.Analyze financial documents and credit reports.Develop and maintain credit scoring models for retail lending.Monitor the performance of retail loan portfolios.Identify and manage early warning signs of potential delinquencies.Collaborate with other departments to improve credit risk management.Required Qualification and Skills:Bachelor's degree in finance, statistics, or a related field.0-1 year of experience in credit risk analysis or related field (Entry-level).Strong analytical skills and proficiency in Excel.Understanding of statistical modeling techniques is beneficial.Excellent attention to detail and accuracy.Good communication skills.Benefits Included:Competitive salary and benefits.Opportunities for growth within the company.A supportive and collaborative work environment.Health insurance and other employee benefits.A Day in the Life: Your typical day will be spent reviewing loan applications, conducting thorough analyses, and ensuring compliance with credit risk standards. .
