01Responsibilities
Operate with moderate supervision to own assigned work. Apply firm methods reliably, coordinate with the in-charge, and contribute to planning while maintaining high standards of documentation and timely communication.
Meet quantitative expectations of charge time and utilization (1,725 hours for a total of 75% of time worked).
Review a sample of commercial loans of financial institutions to ensure that acceptable credit standards are maintained and that loans conform to established company policy and any applicable regulatory requirements.
Analyze the credit risks within individual commercial loans and commercial mortgages and opine on the appropriateness of risk grades for the loans reviewed.
Review documentation relating to origination and renewals, collateral, insurance, flood certification(s) etc.
Document compliance with loan policies, lending procedures and applicable regulations with the application. Escalate findings and concerns promptly.
Conduct activities consistent with established banking policies, procedures and systems, Bank Secrecy Act and all applicable State and Federal laws and regulations in the United States of America. Able to research basic technical issues and transfer knowledge learned to others.
Adhere to the work plan defined by the Senior/Manager. Deliver high-quality work product and assist other team members within the service line.
Able to in-charge small or non-complex engagements with minimal oversight or intervention.
Effective participation in calls with the onshore (US) team to discuss team progress, quality and productivity.
Timely resolution of review notes to adhere to project deadlines for client deliverables. Review notes are resolved on the first pass with little to no rework.
Support the team in providing other risk advisory services to financial services and other industry clients as required.
Essential Qualifications and Experience
Masters or Bachelors degree in accounting or finance (M. .
