Credit Risk Operations Team Lead

You will be managing and developing a team of Credit Risk Operations Associates focused on commercial credit underwriting and risk mitigation. Your main responsibilities will include guiding your team to evaluate business models, financial statements, and commercial credit risk, as well as proposing risk mitigation strategies. Additionally, you will be driving operational delivery, ensuring process improvement, maintaining credit risk tolerance, and balancing credit loss with customer experience. Your role will also involve building a great team culture, setting clear goals, providing regular feedback, and being data-driven in performance analysis.

- Manage, coach, and develop a team of Credit Risk Operations Associates - Execute commercial credit underwriting frameworks and evaluate business models and financial statements - Identify commercial credit risk and propose risk mitigation strategies - Drive operational delivery, process improvement, and maintain credit risk tolerance - Build a great team culture, ensure team members are happy, effective, and growing in their career - Set clear goals and direction, provide regular feedback on team members' performance - Be data-driven in performance analysis and decision making - Transmit and foster Stripes values, serving as a beacon of the user-centric philosophy and culture of transparency, empathy, inclusion, and empowerment

- Minimum of 6 years of experience with commercial credit underwriting, financial statement analysis, risk modeling, and cash flow forecasting - Ability to transform business and financial data into a cohesive narrative outlining potential credit risks and mitigation strategies - At least 1 year of direct people management experience - Leadership skills, strong analytical abilities, and excellent communication skills - Ability to partner effectively with internal globally distributed stakeholders - Strong operational background including new process launches and service delivery - Passion for process improvement and innovation Note: No additional details of the company are mentioned in the job description.