Credit Risk or Fraud Risk Strategy

The role involves using analytical tools to drive asset growth while managing risk. It covers the risk management framework across the customer lifecycle acquisition, portfolio management, and collections across various retail lending products.

Design, analyze, and monitor credit risk strategies for loan products such as personal loans and auto loans.Identify opportunities for portfolio growth and communicate findings to stakeholders.Collaborate with other risk functions (e.g., technology, product) to implement data-driven decisions.Understand underwriting rules and replicate them using SAS/SQL.Design and evaluate strategies for income, employment, and fraud verification.Develop and enhance risk policies, strategies, and procedures.Analyze application, bank, and bureau data to generate business insights.Generate KPIs and track risk and delinquency metrics using SQL and Tableau. .