Credit Risk Product Manager (Chennai)

- Main responsibilities include gathering product requirements, prioritizing feature implementations, and creating protypes - Coordinate with the product engineering and development teams to share the prototypes and support product development - Perform functional testing to ensure that the product meets the specifications shared - Suggest product enhancements to improve user experience - Contribute to thought leadership/whitepapers regularly - Conduct periodic research to track regulatory changes, identify customer needs and market requirements - Analyse the competition and identify the gaps - Work closely with delivery team for a successful product delivery - Work closely with the sales teams to educate on the product features and advantages - Create support and training documents for internal and external users

- Minimum 9-10 years of relevant experience in the domains of Credit and Credit Risk - In depth knowledge of credit processes in banks such as loans sanctioning, review and monitoring. Exposure to collections/stressed assets management/NPA management is good to have. - Desirable: Good exposure to Credit Risk Analytics such as - PD/LGD/EAD computation - Stress Testing - Portfolio Analytics - Exposure to relevant regulatory guidelines such as RBI/Basel Skills Required: - Good written and oral communication skills - Understanding of the entire product lifecycle - Ability to work effectively with cross functional teams - Exposure to technology products, implementation cycles would be an advantage - Worked on requirements gathering phase with client business analysts to understand and document the requirements - Should have strong risk management experience in reputed bank/institutions/big4 consultancy/Product firms/well known analytical companies - Functional involvement across the project life cycle (requirements gathering, functional use cases and reviews) .