Credit Risk Underwriter Global Payments
Location: Bangalore
Experience: 2+ Years
CTC: Up to 5.5 LPA
Notice Period: Immediate to 20 Days Preferred
Qualification: Bachelor's Degree in Finance, Commerce, Business, or a related discipline
Job Summary
We are hiring experienced Credit Risk Underwriters with exposure to Global Payments, Merchant Acquiring, FinTech, or Payment Operations. The ideal candidate should possess strong analytical skills and experience in evaluating merchant creditworthiness, financial exposure, and identifying fraud or financial risks.
Key Responsibilities
- Perform merchant and customer credit underwriting.
- Assess financial statements and credit exposure.
- Analyze financial risks and recommend credit decisions.
- Review fraud indicators and mitigate potential risks.
- Conduct exposure assessments based on internal policies.
- Ensure adherence to SLAs and compliance standards.
- Collaborate with stakeholders for underwriting decisions.
- Maintain underwriting documentation and reports.
- Support continuous improvement of credit risk processes.
Required Skills
- Credit Underwriting
- Credit Risk Assessment
- Financial Statement Analysis
- Exposure Assessment
- Merchant Risk
- Fraud Risk Analysis
- Global Payments
- Payment Operations
- Merchant Acquiring
- FinTech Operations
- Risk Management
- MS Excel
- Decision Making
- Stakeholder Management
- Analytical Skills
Preferred Experience
- Merchant Acquiring
- Payment Gateway Operations
- Global Payments
- FinTech
- Banking & Financial Services
- Credit Risk Operations
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whmshineprofiles@gmail.com
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