01Overview
Job Description: - Designation - Sr. Credit Analyst / Credit Analyst / AM Credit - Qualification: MBA/CA Inter/M.Com DUTIES & RESPONSIBILITIES - Analyze bank statement and financial statements to determine the eligibility of the borrower - Ability to multitask - Detailed knowledge of guidelines on sanctioning of loan - Should be able to adhere to the policy & process guideline of the organization - Prepare MIS reports for tracking and monitoring of approved / rejected cases - Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity - Complete loan applications, including credit analyses and summaries of loan Requests, and submit to manager for approval - Calculate and understand financial ratios and evaluate financial position of the borrower - Understanding on how to read and evaluate individual or commercial bureau files (CIBIL) - Ensure loan documentation is update Requirement MBA/M.Com/CA Inter 1-4 years of experience in credit vertical of any of the bank / Financial Institution/NBFC Digital lending background would be an added advantage Experience in MS excel and other MS-Office products. Highly motivated and self-driven individual to succeed in an extremely challenging, fast paced and entrepreneurial setup. Excellent verbal and written communication in English and Hindi is a must.
