01Responsibilities
Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure and agreed SLAs and manage area business volumes.Supervise a team of credit underwriters and provide guidelines.Conduct personal discussion with customers to establish credit worthiness.Provide recommendations regarding improvements and changes to the credit policies and procedures, documenting and circulating policies, to ensure that all requirements are fulfilled, and risks are mitigated while delivering a high-quality service to customers.Coordinate with internal audit and regulatory audit regarding their various requirements and address their concerns.Conduct detailed analysis of existing business portfolio and recommend changes to contribute to development of business.Ensuring credit policy adherence to the accepted standards.Education Qualification:Graduation: AnyPost-graduation: MBA, PGDMProfessional Qualification/Certification: Chartered Accountant (CA)Experience:10 years of relevant experience .
