01Overview
Dear Candidate,
Urgent opening with leading bank.
Location : Andheri
CTC : Upto 17 LPA
Age - 42 max
Any query can call Shrutika : 022-40697708 / 8369367973
JOB RESPONSIBILITIESLoan Bucket of Rs. 5Lac to 50 Lac (Retail Loan)Retail Loans comprise of Housing Loans, Personal Loans, Vehicle Loans, Education Loans, Working Capital limits to traders/ Shopkeepers, auto rickshaw loans, SHGs and other special schemes of the BankResponsible for achievement of business goals for Retail loans & advances. This includes delivering budgeted profits, achieving targeted asset level, building a robust pipeline of proposals, arresting asset quality slippages and achieving budgeted fee based revenues etc.Effectively managing the portfolio of Retail commercial loans and Housing Loans as per delegation matrix processing and renewal of Advances, CC and FOD.Responsible for new tie ups with builders, mortgage loans, auto loans and personal loans.Responsible for product Innovations, Product Monitoring and Review that will contribute to the achievement of the business targets.Responsible for introducing marketing strategies, tie ups ,process re-engineering in the Retail portfolio to achieve business targets and maximize returns.Providing effective quantitative and qualitative reporting and MIS to senior management for better strategic decision making.Scheduling need based knowledge sharing / training sessions on retail lending products for Branch Personnel.Periodically review, renew and monitor the portfolio to ensure asset quality is maintained.Effectively liaison with registered dealers, vendors and authorities of various tie-ups engaged for the growth of the Retail loan portfolio like Auto dealers, SHGS,ETC.Placing reports and MIS in LCM,CRMC and other related committee- Approving release of Securities of closed accounts. .
