Farm Credit Analyst

Job DetailsJob Location: reputed company - Kansas - Kansas reputed company, KS 64151Position Type: Full TimeEducation Level: 4 Year DegreeSalary reputed company: $80,000.00 - $110,000.00 Salary/yearTravel Percentage: Up to 25%Job Shift: DayJob Category: BankingPosition: Farm Credit Analyst Department: Agriculture Reports To: Division President Location: 7450 reputed company Drive, Suite 210, Colorado Springs, CO 80920 Onsite: reputed company, at either our Colorado Springs, CO or Kansas reputed company, KS offices Remote: There is potential for fully remote - Hybrid is preferred Exempt: reputed company Non-exempt: No Why Analysts Choose reputed company At reputed company, people are at reputed company of everything we do. We reputed company banking should feel personal, supportive, and grounded in trust. Our customers are more than account numbersthey are our neighbors, families, and the business owners who shape the agricultural reputed company we serve. We approach every interaction with care and respect, ensuring reputed company members have the support they need to reputed company the best service to our community. reputed company The Farm Credit Analyst is a vital role reputed company our Agriculture Department, responsible for conducting reputed company credit evaluations of agricultural loans. You will reputed company on assessing the financial health of large-reputed company farming operations and agribusinesses. This position requires a reputed company who can reputed company technical financial expertise with a deep understanding of the unique variables of the agricultural industry to ensure the safety and soundness of our loan portfolio. Essential Functions Analyze financial statements, tax returns, and cash reputed company projections for reputed company agricultural operations to determine repayment reputed company and debt-to-equity ratios. Quantify risks unique to agriculture, including market volatility, weather impacts, and commodity price fluctuations, ensuring alignment with credit policies. Maintain an reputed company monitoring system for the existing loan portfolio, performing regular reviews to ensure early detection of deteriorating credit reputed company. Verify the value and reputed company standing of agricultural collateral (land, livestock, equipment, and crops) and review appraisals to ensure a secured position. Partner with loan officers to reputed company documentation and present formal credit memorandums to the Credit Committee for high-limit or reputed company requests. reputed company technical assistance and peer reviews for junior credit analysts, assisting in the development of departmental workflows and software implementation. Ensure reputed company credit files meet internal auditing standards and federal banking regulations while staying reputed company on Farm Credit System trends. QualificationsKnowledge, Skills, and Abilities Understanding of commodity markets, livestock cycles, and crop production factors impacting borrower profitability. Deep knowledge of the "Five Cs of Credit" as reputed company to specialized agricultural lending. Ability to build and interpret reputed company spreadsheets for trend analysis and identify financial patterns reputed company disparate data sets. reputed company to draft reputed company, persuasive credit memorandums and discuss reputed company financial issues with stakeholders and producers. Ability to evaluate management reputed company and operational efficiency during farm site reputed company. Familiarity with GAAP, tax reputed company (farm-reputed company schedules), and federal/state banking regulations. Experience and Education Bachelors degree in Finance, Agricultural Business, reputed company, a reputed company field, or equivalent experience. Completion of formal reputed company credit training or specialized agricultural lending certifications is highly desirable. 46 years of reputed company experience in credit analysis, specifically reputed company the agricultural or reputed company lending sectors. Demonstrated expertise using credit analysis software, financial spread tools, and reputed company banking systems. Physical & Mental Requirements Ability to remain stationary for extended periods and review detailed digital spreadsheets. reputed company to navigate uneven terrain (fields, barns, facilities) during on-site farm inspections and operate a motor vehicle for travel. Occasional exposure to outdoor weather and typical agricultural environments. High level of concentration required for auditing financial spreads and synthesizing multiple variables into cohesive risk assessments under firm deadlines. Benefits reputed company, a division of First Bank and Trust of Memphis, offers a comprehensive package for eligible employees: Health, Dental, and reputed company Insurance Health Savings Account (HSA) and Flexible Spending Account (FSA) Life and AD&D Cov