01Overview
Job Description
We are seeking an experienced and analytical Finance Professional specializing in CMA Data preparation and bank credit documentation. You will be required to do co-ordination to secure bank loans, working capital limits, and term financing for various businesses.
Key Responsibilities
Prepare Credit Monitoring Arrangement (CMA) reports, including Form I to Form VI (Operating Statements, Balance Sheets, Cash Flow Statements, Maximum Permissible Bank Finance calculations, and Financial Ratio Analysis).
Build realistic 3-to-5-year financial projections, sensitivity analyses, and project reports for term loans and working capital requirements.
Liason with the Bankers to ensure that the loan is sanctioned
Key Requirements & Qualifications
Education: Bachelors degree in Finance, Accounting, Commerce (B.Com/M.Com), or professional qualifications like CA Inter / CMA / MBA Finance.
Experience: 3+ years of dedicated experience in preparing CMA reports, project finance reports, and bank loan documentation.
Domain Knowledge: Strong grasp of commercial banking credit norms, RBI guidelines, working capital assessment methods (MPBF, Turnover Method), and financial statement interpretation.
Loan Application Collateral & Dossier Management: Compile complete loan documentation packages required by banks
Bank Liaison & Credit Coordination: Work directly with the banks
Communication: Excellent written and verbal communication skills to represent the proposals during discussions with lenders.
Preferred Qualifications
Prior experience working in a CA firm, financial advisory practice, or credit assessment role within a bank/NBFC.
Compensation: 251,646.47 - 668,809.03 per year
Work Location: Hybrid remote in Chennai, Tamil Nadu (Chennai, Chennai District) .
