Company: New Age General Insurance Firm.
Role: Group Health Underwriter.
Location: Mumbai.
Work day: 5.
Key Responsibilities:
- Own group underwriting risk assessment for new business, renewals, mid-term material changes and non-standard benefit requests within delegated authority.
- Establish minimum census, internal pricing benchmark, claim and experience-data standards; determine the underwriting treatment of incomplete or unreliable data.
- Assess demographic mix, claims experience, large losses, benefit design, parent/voluntary exposure, anti-selection and concentration risk.
- Apply approved pricing outputs and determine underwriting terms, conditions, warranties, restrictions and risk adjustments within authority.
- Maintain clear separation between technical price, underwriting-approved price and final commercial price, with documented deviations and approvals.
- Own group referral logic, complexity bands, authority thresholds, reinsurance referrals and precedent-setting cases.
- Build a disciplined renewal underwriting process focused on remediation of adverse experience rather than administrative repricing.
- Partner with Actuarial on pricing inputs and experience interpretation, while retaining underwriting ownership of risk acceptance and terms.
Please note: The above-mentioned description is just a gist of the profile. Detailed discussion will happen at the time of the Personal round of discussion.
For any further queries kindly feel free to contact on bhumika@rightmatch.co.in / +918788674591
