01Overview
Head Motor Underwriting 15+ Years Mumbai
Are you an experienced General Insurance professional with strong expertise in Motor Underwriting, Risk Assessment, Portfolio Management, and Underwriting Strategy We are looking for a seasoned insurance leader to head the Motor Underwriting function and drive profitable portfolio growth, underwriting governance, risk management, and process transformation.
Location Mumbai
Your Future Employer A growing General Insurance organization offering an opportunity to lead the Motor Underwriting function, work closely with senior leadership, and build scalable underwriting frameworks, processes, and capabilities.
Responsibilities
Lead the Motor Underwriting function and develop underwriting strategies aligned with business and profitability objectives.
Oversee risk assessment, pricing, underwriting guidelines, portfolio monitoring, and underwriting governance.
Drive profitable growth while maintaining appropriate risk, loss-ratio, and portfolio controls.
Establish underwriting frameworks, risk appetite, authority limits, referral processes, and portfolio monitoring mechanisms.
Partner with Actuarial, Claims, Product, Distribution, Finance, Reinsurance, and Technology teams to improve portfolio performance.
Monitor underwriting KPIs, loss ratios, premium growth, risk concentration, claims trends, and portfolio profitability.
Requirements
Bachelor's/Master's degree in Insurance, Finance, Business Administration, or a related discipline.
15+ years of overall experience in General Insurance, with significant experience in Motor Underwriting.
Strong expertise in Motor Insurance products, underwriting principles, pricing, risk assessment, and portfolio management.
Proven experience leading underwriting teams and driving profitable portfolio growth.
Strong understanding of underwriting governance, risk appetite, regulatory requirements, and industry practices.
Strong analytical, commercial, stakeholder management, and decision-making skills.
Exposure to digital underwriting, automation, data analytics, and underwriting transformation will be preferred.
What is in it for you
Opportunity to lead the Motor Underwriting function within a growing General Insurance organization.
High-visibility leadership role with exposure to senior management and strategic decision-making.
Opportunity to build and transform underwriting frameworks, processes, and capabilities.
Exposure to portfolio strategy, profitability, technology, and business growth.
Strong career progression and strategic leadership opportunity.
Reach Us If you think this role is aligned with your career, kindly write me an email along with your updated CV on thakur.garg@crescendogroup.in for a confidential discussion on the role.
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