01Overview
About CreditSea
CreditSea is a digital lending platform disbursing 300cr+ monthly. Our Loan Origination and Loan Management Systems are built fully in-house we don't outsource critical infrastructure to vendors. We're looking for someone who wants to own systems end-to-end, not integrate someone else's black box.
The Role
We need a Head of Engineering to lead the team building and scaling our in-house LOS/LMS, payment infrastructure, and the systems underpinning credit decisioning at scale. This is a hands-on leadership role you'll set technical direction, grow the team, and stay close enough to the code to make good calls under regulatory and scale pressure simultaneously.
What you'll own
Architecture and scaling of the in-house LOS/LMS as disbursement volume growsPayment/settlement infrastructure reliability (UPI-heavy repayment flows, reconciliation, NACH)Engineering hiring, mentorship, and team structure as we scale from current headcountTechnical partnership with Risk & Analytics on model deployment, data pipelines, and interpretability requirements (aligned with RBI's draft Model Risk Management Guidance)Security and compliance posture for PII-sensitive systems (encryption, access control, audit logging)Vendor dependency strategy deciding what stays in-house vs. what's outsourced, and building swappable architecture where vendors are usedOn-call/incident response culture and engineering velocity standards
What we're looking for
8+ years of engineering experience, with 3+ years leading teams, ideally at a fintech, NBFC, or high-scale transactional systemStrong systems fundamentals distributed systems, databases, API design at scaleExperience operating under regulatory constraints (RBI, PCI-DSS) is a strong plusA bias toward building and owning over buying, without being dogmatic about itComfortable being hands-on when needed, not just a people manager .
