01Overview
Eligibility Criteria
1. Educational Qualification
- Minimum: Bachelor's Degree in any discipline.
- Candidates with qualifications in Marketing, or related fields will be preferred.
2. Experience
- 0 to 5 years of experience in NBFC, LAP, secured Loan, Business Loan & Personal Loan
- Fresh graduates with strong communication and sales skills can be considered.
3. Skills Required
- Positive understanding of Loan Against Property (LAP), Secured Lending, Micro Loans, and Retail Lending products.
- Excellent communication, negotiation, and relationship management skills.
- Ability to achieve sales targets and generate business through field activities.
- Knowledge of customer assessment, KYC documentation, and loan processing procedures.
- Familiarity with local markets, business communities, and customer acquisition strategies.
- Proficiency in MS Office and digital applications.
Key Responsibilities
1. Generate business for:
- Loan Against Property (LAP)
- Secured Loans
- Micro Loans
- Other retail and business loan products offered by the company
- Build and maintain relationships with:
- Small business owners and entrepreneurs
- Traders and shopkeepers
- Property owners seeking secured finance
- Local influencers and referral partners
- DSAs, and channel partners
- Conduct field visits to identify and acquire new customers.
- Source quality loan applications and ensure completion of required documentation.
- Perform preliminary customer assessment and coordinate for field investigations and verifications.
- Maintain strong customer relationships to ensure repeat business and referrals.
- Coordinate with credit, operations, and collection teams for smooth loan processing and disbursement.
- Participate in local marketing activities, customer awareness programs, and business development initiatives.
- Ensure compliance with company policies, KYC norms, and regulatory requirements.
- Achieve monthly business, disbursement, and portfolio targets.
Preferred Candidate Profile
- Resident of the local area or nearby locations.
- Experience in Micro Finance, LAP, Secured Lending, Banking, or NBFC sector.
- Good understanding of local markets, villages, business establishments, and customer segments.
- Strong customer sourcing and relationship-building capabilities.
- Familiarity with field investigations, customer assessments, and loan documentation.
- Self-motivated, disciplined, and committed to ethical lending practices.
- Two-wheeler and valid driving license preferred for field roles. .
