01Key Responsibilities
1. Portfolio Risk Assessment
- Analyze the existing portfolio to identify potential risks at project, builder, and location level, based on current and expected market trends.
- Track real estate price trends and contribute to development of Automated Valuation Models (AVMs).
- Monitor high-risk properties or portfolios and provide actionable insights to Head Collateral Risk.
1. Policy & Regulatory Intervention
- Understand local policies, regulatory norms, and market practices affecting collateral risk.
- Recommend policy interventions to mitigate and regulate risk.
- Ensure compliance with internal and external audit and regulatory standards.
1. Process & System Enhancement
- Develop leaner, standardized processes for collateral evaluation and property valuation.
- Drive end-to-end enhancement of technical valuation systems: requirement gathering, stakeholder discussions, product/system development, and implementation.
- Design cutting-edge processes to improve efficiency, accuracy, and TAT in collateral assessment.
1. Data Analysis & MIS
- Analyse large datasets to identify risk trends, valuation deviations, and portfolio quality issues.
- Maintain dashboards and MIS reports for decision-making.
Support digital initiatives for branch, regional, and central operations. Stakeholder Management & Training
- Collaborate with branch, zonal, central teams, and vendors for smooth execution of collateral processes.
- Provide guidance and training to internal teams and vendors on policies, valuation processes, and compliance.
Industry Preference: Banking / NBFC / HFC / Financial Services Interested candidates may share their updated resume at [] .
