Internal Auditor

Experience in undertaking audit for retail asset products and performing audits for retail lending business as per the risk-based audit plan.

Conducting independent assessment, identifying associated risks and mitigants, financial analysis and identify miss outs.

Review documentation of pre- and post-disbursement conditions and monitoring practices and controls.

Assess the Early Warning Signal (EWS) identification mechanism and its effectiveness.

Identify potential weaknesses in risk evaluation, monitoring and overall related processes, and recommend appropriate corrective actions.

Review adherence to internal processes as well as regulatory guidelines.

Assesses and make appropriate recommendations to improve the governance processes on business decision making, risk management and control; promote appropriate ethics and values within PCHFL; and ensure effective performance management and staff accountability etc.

Undertake audits, special investigations or reviews at the request of Audit Committee of Board (ACB), Senior Management or Regulators.

Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.

Review of work performed by the team along with Audit Findings and Discussion/Closure of the same with auditee.

Preparation of audit reports with adequate documentation and post-report activities and closure of the audits in system.