01Overview
What role you will play in team:You will assist senior credit officers in evaluating loan applications, managing credit risk, and ensuring compliance with regulatory requirements.What you will do:You will review financial statements, credit reports, and other relevant documentation to assess creditworthiness, conduct thorough due diligence on potential borrowers and prepare credit memos.Key responsibility:Review loan applications and supporting documentation.Analyze financial statements and credit reports to assess creditworthiness.Conduct due diligence on potential borrowers.Prepare credit memos summarizing findings and recommendations.Monitor loan performance and identify potential risks.Maintain accurate records and comply with regulatory requirements.Assist in the development and maintenance of credit risk policies and procedures.Collaborate with other departments, such as underwriting and collections.Required Qualification and Skills:Bachelor's degree in Commerce, Finance, or a related field.0-1 year of experience in a financial institution (preferred but not required).Strong analytical and problem-solving skills.Excellent communication and interpersonal skills.Proficiency in Microsoft Office Suite, especially Excel.Understanding of basic credit risk principles.Detail-oriented with strong organizational skills.Benefits Included:Competitive salary and benefits package.Opportunities for professional development and growth within the company.A supportive and collaborative work environment.Exposure to various aspects of credit risk management.Chance to contribute to the growth of a dynamic financial institution.A Day in the Life:Your day will be a mix of reviewing applications, analyzing financial data, preparing reports, and collaborating with colleagues to make sound credit decisions. .
