01Overview
Do you want your voice heard and your actions to count
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worlds leading financial groups. Across the globe, were 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the worlds most trusted financial group, its part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
EDUCATION
Degree or equivalent work experience equally preferable
CERTIFICATIONS
Certified Anti-Money Laundering Specialist (CAMS) or equivalent experience
WORK EXPERIENCE
Skilled professional with hands-on experience in know your customer (KYC) advisory, compliance, or financial crime risk
Demonstrates sound judgment and ability to manage complex reviews
FUNCTIONAL SKILLS
In-depth understanding of global KYC frameworks and jurisdictional nuances
Experience with KYC screening systems and customer segmentation
Familiarity with regulatory requirements and Wolfsberg principles
Working knowledge of:
- KYC / customer due diligence (CDD) / enhanced due diligence (EDD) processes
- Customer risk rating methodologies
- Client onboarding and due diligence
Experience reviewing politically exposed persons (PEPs), foreign correspondent banks, and high-risk clients
Ability to interpret and apply regulatory guidance to onboarding and periodic reviews
Familiarity with perpetual KYC models, digital identity verification, and shared due diligence platforms
Strong analytical and communication skills for drafting risk acceptance memos, documentation
Solid knowledge of KYC utilities, digital onboarding tools, and artificial intelligence (AI)-assisted risk scoring such as:
- KYC screening systems and name matching logic
- Data analysis and reporting tools (e.g., Excel, Tableau, Power BI)
Cross-functional collaboration and stakeholder management abilities
FOUNDATIONAL SKILLS
Communicates effectively
Identifies multiple paths to success using analytical and critical thinking as well as decision-making skills
Exercises sound judgement, prioritizes effectively, and strives for continuous improvement
Effectively collaborates with colleagues
Leverages available technology to drive efficiency and results
Understands and applies industry trends and best practices
Exhibits optimism, resilience, flexibility, and openness to others' ideas
Values learning as a lifelong professional objective
Engages inclusively and with intent
Always acts with integrity
RESPONSIBILITIES
Assess and approve high-risk client onboarding and periodic reviews in accordance with global standards
Review and challenge CDD and EDD documentation for accuracy and regulatory sufficiency
Evaluate and approve exceptions to KYC policy using a risk-based approach
Advise on handling clients with adverse media, opaque ownership, or cross-border complexity
Analyze customer risk ratings and recommend recalibration based on behavioral or jurisdictional risk shifts
Support KYC policy implementation and exception management
Conduct KYC risk assessments and customer reviews
Assist in the development of KYC metrics and dashboards
Collaborate with technology teams on KYC system enhancements
Draft policy clarifications and contribute to KYC training content for frontline teams
Apply insights from KYC utilities and AI tools to enhance due diligence outcomes
Work on KYC system enhancements and user acceptance testing
Conduct KYC risk assessments and relationship reviewsMitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender. .
