01Responsibilities
Perform independent credit reviews of U.S. Commercial Real Estate (CRE) loans across construction, bridge, and permanent financing.
Validate borrower risk ratings, review loan documentation, collateral valuation, and policy adherence.
Analyze cash flows, DSCR, stress scenarios, interest rate risk, and refinance feasibility for CRE portfolios.
Evaluate sponsor strength, property performance, market trends, and portfolio-level credit risks.
Review junior analysts' work, lead discussions with global stakeholders, and support regulatory examinations.
02Requirements
8-12+ years of experience in Commercial Credit/Lending with strong exposure to U.S. Commercial Real Estate (CRE).
Hands-on experience with CRE asset classes including multifamily, office, retail, industrial, hotel, or mixed-use properties.
Strong understanding of CRE loan structures such as construction, bridge, permanent, and mezzanine loans.
Expertise in credit underwriting, loan review, portfolio monitoring, DSCR/cash flow analysis, risk rating, and credit policies.
CA/CPA/MBA Finance or Graduate in Finance with excellent analytical, stakeholder management, and communication skills.
What's in it for you
Opportunity to work with a globally recognized financial risk and analytics organization.
Exposure to complex U.S. Commercial Real Estate lending portfolios.
Collaborative global work environment with strong learning and career growth opportunities.
Reach Us: If you feel this opportunity is well aligned with your career progression plans, please feel free to reach me with your updated profile at vanika.arora@crescendogroup.in for a confidential discussion on the role.
Keywords: Commercial Real Estate, CRE Credit Risk, CRE Underwriting, Commercial Lending, Credit Review, Loan Review, DSCR, Cash Flow Analysis, Portfolio Management, Risk Rating, Property Valuation, Construction Loans, Bridge Loans, Permanent Loans, Mezzanine Loans, Multifamily, Office, Retail, Industrial, Mixed-Use, U.S. Commercial Banking. .
