01Key Responsibilities
- Lead retail credit policy and underwriting frameworks for new vehicle finance.
- Define and govern dealer inventory funding policies, limits, and risk controls.
- Drive portfolio monitoring, risk governance, and policy reviews.
- Develop scorecards, underwriting rules, and portfolio analytics.
- Present portfolio performance and risk recommendations to senior leadership.
- Lead and mentor the Policy & Risk team while driving cross-functional stakeholder engagement.
Ideal Candidate Profile:
- 6 - 12 years of experience in vehicle finance credit risk and policy.
- Strong expertise in retail underwriting and dealer/inventory funding.
- Experience with vehicle finance, Non-Banking Financial Companies, banks, or captive finance companies.
- Strong understanding of bureau decisioning, loan-to-value, fixed obligation to income ratio, and portfolio analytics.
- Proven experience in regulatory compliance, governance, and senior stakeholder management.
- Willing to work onsite from Delhi / National Capital Region. .
