01Key Responsibilities
Analyze financial statements, bank statements, ITRs, and credit reports.
Conduct credit risk assessment and prepare detailed credit appraisal notes.
Evaluate customer repayment capacity and recommend approval/rejection.
Ensure compliance with internal credit policies and regulatory guidelines.
Coordinate with sales and operations teams for documentation and disbursement.
Monitor existing loan accounts and identify early warning signals.
Maintain accurate MIS reports and portfolio quality.
Key Skills Required:
Strong financial analysis and ratio analysis skills.
Knowledge of banking/NBFC credit processes.
Understanding of CIBIL and credit bureau reports.
Valuable communication and decision-making ability.
Proficiency in MS Excel and financial software
Compensation: 30,000.00 - 35,000.00 per month
Application Question(s):
- how many yrs into Credit analys for loan processing
- Are you in Kochi
- What is CTC & Notice period
Work Location: In person .
