01Overview
About This Role
BankPath India is hiring a driven and customer-focused Loan Officer to originate, process, and manage retail and SME loan applications at our Pune branch. You will guide customers through the lending process from initial inquiry to disbursement, ensuring a seamless experience while maintaining the highest standards of credit quality and regulatory compliance.
Key Responsibilities
Actively source home loan, personal loan, business loan, and vehicle finance applications through direct sales, branch walk-ins, and channel partner referrals
Guide loan applicants through the application process, document collection, and credit assessment stages
Conduct preliminary financial eligibility checks, verify income documents, and assess repayment capacity
Liaise with credit analysts, legal teams, and technical evaluators to complete loan sanction and disbursement within agreed TAT
Maintain post-disbursement customer relationships to ensure timely repayments and identify refinancing or top-up opportunities
Achieve monthly loan disbursement targets while maintaining portfolio quality metrics
Ensure all loan files are complete, compliant with KYC norms, and properly archived per regulatory requirements
Handle EMI queries, prepayment requests, and NOC issuance for fully repaid accounts
Required Skills and Qualifications
Bachelor's degree in Finance, Commerce, Business, or a related field
24 years of experience in loan origination, retail lending, or NBFC sales
Sound knowledge of home loan, LAP, personal loan, and business loan products
Strong sales skills, customer orientation, and follow-through on leads and applications
Familiarity with CIBIL scoring, LTV ratios, and basic credit appraisal concepts
Proficiency in loan management software and MS Excel
What We Offer
Fixed monthly salary of 28,00045,000 plus disbursement-linked incentives
Comprehensive product training on all loan types and credit processes
High-earning potential through uncapped incentive structure for top disbursers
Career advancement to Senior Loan Officer, Area Manager, or Credit Head roles
Health insurance, PF, gratuity, and festival bonuses per company HR policy
About BankPath India
BankPath India's lending division disburses thousands of retail and SME loans every month through its branch network and digital channels. Our Pune team focuses on home loans, LAP, and business finance, serving customers across Pune's residential, commercial, and industrial growth corridors with fast, transparent, and customer-friendly lending solutions. .
